Programs Available to you

 Income-driven repayment forgiveness

• You can’t afford your current payments and want to avoid late payments and student loan default.

• You’ll qualify for Public Service Loan Forgiveness.

• You have high student loan debt and a low income or are unemployed.

Public Service Loan Forgiveness

PSLF eligibility depends less on the type of work you do and more on who your employer is. Qualifying employers can include:

• Government organizations at any level.

• 501(c)(3) nonprofits.

• AmeriCorps or the Peace Corps.

• Nonprofit organizations that don’t have 501(c)(3) status but provide a qualifying public service as their primary purpose.

• Religious organizations.

Teacher Loan Forgiveness

• Teach full-time for five consecutive years at a qualifying low-income elementary or secondary school to be eligible.

• Borrowers with federal Direct and Stafford loans qualify.

• Up to $17,500 may be forgiven for secondary mathematics or science teachers or special education teachers who taught at the elementary or secondary level.

• Up to $5,000 forgiven for highly-qualified full-time elementary or secondary education teachers who didn't teach mathematics, science or special education.

Nursing Loan Forgiveness Programs 

• You must be a licensed registered nurse or advanced practice registered nurse.

You must work in a qualifying hospital or clinic with a critical nursing shortage.

The NHSC Loan Repayment Program is available to both full- and part-time nurses with federal and private nursing school loans. Forgiveness amounts depend on your employment status and the need of the community in which you work.

• Full-time nurses. Payments can range from up to $30,000 to up to $50,000.

• Part-time nurses: Payments can range from up to $15,000 to up to $25,000.